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  2. Mortgage

Mortgage

Useful information when buying a property with bank financing

Buying a property with a mortgage? Prepare early!

Our agents will assist you with choosing a property, arranging viewings and any questions related to the specific property and its purchase and sale.

When buying with a mortgage, “NOV VEK Real Estate” EOOD may recommend an external credit intermediary registered in the public register of the Bulgarian National Bank.

“NOV VEK Real Estate” EOOD is not a credit intermediary and does not carry out credit intermediation. We do not offer, compare or negotiate credit products. The specific terms and financing decisions are determined by the relevant lender or a registered credit intermediary.

What do lenders take into account for a mortgage?

Key factors in assessing creditworthiness

When you apply for a mortgage, the bank carries out an individual creditworthiness assessment. Depending on the specific lender, various factors relating to income, liabilities, credit history and the financing terms may be taken into account.

The information is indicative. The specific criteria and approval conditions are determined by the respective lender.

Mortgage calculator

€ 768monthly instalment

Information on mortgage financing

If you wish, we can recommend an external registered credit broker.

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NEW on the market

For sale

Shop

CODE: 1453

€ 200,000/ € 1,503.76 per m² /

Varna

  • Area:
    133 m²
  • Type:
    Shop

For sale

Two-bedroom

CODE: 1441

€ 190,500/ € 2,116.67 per m² /

VarnaTrakata

  • Area:
    90 m²
  • Type:
    Two-bedroom
  • Floor:
    2 of 4

For sale

Two-bedroom

CODE: 1438

€ 168,000/ € 1,953.49 per m² /

VarnaVINS

  • Area:
    86 m²
  • Type:
    Two-bedroom
  • Floor:
    3 of 4

For sale

One-bedroom

CODE: 1433

€ 105,000/ € 2,560.98 per m² /

VarnaKolhozen Pazar

  • Area:
    41 m²
  • Type:
    One-bedroom
  • Floor:
    4 of 6

For sale

One-bedroom

CODE: 1432

€ 148,000/ € 3,609.76 per m² /

Varna

  • Area:
    41 m²
  • Type:
    One-bedroom
  • Floor:
    4 of 7

For sale

Plot

CODE: 1430

€ 140,000/ € 112.00 per m² /

Varna RegionDobreva Cheshma locality

  • Area:
    1250 m²
  • Type:
    Plot

For sale

Two-bedroom

CODE: 1426

€ 130,000/ € 1,805.56 per m² /

VarnaVinitsa

  • Area:
    72 m²
  • Type:
    Two-bedroom
  • Floor:
    1 of 5

For sale

Shop

CODE: 1425

€ 1,500/ € 12.00 per m² /

VarnaIdeal Centre

  • Area:
    125 m²
  • Type:
    Shop

For sale

House

CODE: 1399

€ 480,000/ € 2,162.16 per m² /

VarnaIzgrev

  • Area:
    222 m²
  • Type:
    House

For sale

Two-bedroom

CODE: 1398

€ 120,000/ € 1,428.57 per m² /

VarnaKaysieva Gradina

  • Area:
    84 m²
  • Type:
    Two-bedroom
  • Floor:
    9 of 12

For sale

One-bedroom

CODE: 1392

€ 86,000/ € 1,387.10 per m² /

Varna

  • Area:
    62 m²
  • Type:
    One-bedroom
  • Floor:
    8 of 9

For sale

One-bedroom

CODE: 1390

€ 105,000/ € 2,560.98 per m² /

Varna

  • Area:
    41 m²
  • Type:
    One-bedroom
  • Floor:
    4 of 6

For saleEXCLUSIVE

Plot

CODE: 1384

€ 350,000/ € 233.33 per m² /

VarnaAsparuhovo

  • Area:
    1500 m²
  • Type:
    Plot

For sale

Two-bedroom

CODE: 1383

€ 190,000/ € 1,881.19 per m² /

VarnaVinitsa

  • Area:
    101 m²
  • Type:
    Two-bedroom
  • Floor:
    2 of 5

For saleEXCLUSIVE

Two-bedroom

CODE: 1379

€ 119,500/ € 1,190.36 per m² /

Varna

  • Area:
    100.39 m²
  • Type:
    Two-bedroom
  • Floor:
    3 of 15

For saleEXCLUSIVE

One-bedroom

CODE: 1376

€ 89,035/ € 1,399.92 per m² /

Varna

  • Area:
    63.6 m²
  • Type:
    One-bedroom
  • Floor:
    3 of 8

For sale

Shop

CODE: 1296

€ 89,000/ € 2,696.97 per m² /

VarnaBriz

  • Area:
    33 m²
  • Type:
    Shop

For sale

Plot

CODE: 1294

€ 36,000/ € 23.23 per m² /

Varna RegionAvren village

  • Area:
    1550 m²
  • Type:
    Plot
  • Floor:
    2 of 3

For sale

Shop

CODE: 1286

€ 399,900/ € 3,920.59 per m² /

VarnaGratska Mahala

  • Area:
    102 m²
  • Type:
    Shop

For sale

Shop

CODE: 1281

€ 366,000/ € 3,660.00 per m² /

VarnaOkrazhna Bolnitsa

  • Area:
    100 m²
  • Type:
    Shop
  • Floor:
    1 of 9

For sale

House

CODE: 1260

€ 465,000/ € 2,486.63 per m² /

VarnaSt. Nikola locality

  • Area:
    187 m²
  • Type:
    House

For saleEXCLUSIVE

Shop

CODE: 1228

€ 323,851/ € 18.20 per m² /

Varna

  • Area:
    17794 m²
  • Type:
    Shop
  • Floor:
    1 of 7

For saleEXCLUSIVE

House

CODE: 1215

€ 288,000/ € 1,674.42 per m² /

VarnaPriboy locality

  • Area:
    172 m²
  • Type:
    House

For sale

House

CODE: 1212

€ 288,000/ € 1,674.42 per m² /

VarnaPriboy locality

  • Area:
    172 m²
  • Type:
    House

For sale

House

CODE: 1211

€ 379,500/ € 1,878.71 per m² /

Varna RegionAlen Mak locality

  • Area:
    202 m²
  • Type:
    House

For sale

House

CODE: 1207

€ 346,000/ € 2,000.00 per m² /

VarnaTrakata

  • Area:
    173 m²
  • Type:
    House

For sale

House

CODE: 1206

€ 480,000/ € 2,352.94 per m² /

VarnaCentre

  • Area:
    204 m²
  • Type:
    House

For sale

House

CODE: 1204

€ 685,000/ € 2,537.04 per m² /

Varna RegionAlen Mak locality

  • Area:
    270 m²
  • Type:
    House

For sale

House

CODE: 1200

€ 465,000/ € 1,648.94 per m² /

VarnaPriboy locality

  • Area:
    282 m²
  • Type:
    House

For sale

House

CODE: 1199

€ 585,000/ € 1,671.43 per m² /

VarnaSt. Nikola locality

  • Area:
    350 m²
  • Type:
    House

For saleEXCLUSIVE

House

CODE: 1198

€ 331,000/ € 1,688.78 per m² /

VarnaPriboy locality

  • Area:
    196 m²
  • Type:
    House

For sale

House

CODE: 1197

€ 359,000/ € 2,393.33 per m² /

VarnaTrakata

  • Area:
    150 m²
  • Type:
    House

For sale

Plot

CODE: 1192

€ 45,000/ € 76.53 per m² /

Varna

  • Area:
    588 m²
  • Type:
    Plot

For sale

Plot

CODE: 1183

€ 165,000/ € 162.40 per m² /

VarnaGalata

  • Area:
    1016 m²
  • Type:
    Plot

For sale

Plot

CODE: 1179

€ 30,000/ € 43.80 per m² /

Varna

  • Area:
    685 m²
  • Type:
    Plot

For sale

Plot

CODE: 1177

€ 169,000/ € 289.88 per m² /

Varna RegionSt. Constantine resort

  • Area:
    583 m²
  • Type:
    Plot

For sale

Shop

CODE: 1145

€ 291,000/ € 1,849.85 per m² /

VarnaKaysieva Gradina

  • Area:
    157.31 m²
  • Type:
    Shop
  • Floor:
    1 of 9

For sale

Plot

CODE: 1143

€ 37,000/ € 78.56 per m² /

Varna

  • Area:
    471 m²
  • Type:
    Plot

For sale

Plot

CODE: 1131

€ 270,000/ € 419.91 per m² /

Varna RegionAlen Mak locality

  • Area:
    643 m²
  • Type:
    Plot

For sale

Plot

CODE: 1130

€ 140,000/ € 201.44 per m² /

VarnaRakitnika locality

  • Area:
    695 m²
  • Type:
    Plot

For sale

Shop

CODE: 1126

€ 141,155/ € 1,925.72 per m² /

VarnaKaysieva Gradina

  • Area:
    73.3 m²
  • Type:
    Shop
  • Floor:
    1 of 9

For sale

Hotel

CODE: 1118

€ 950,000/ € 1,461.54 per m² /

VarnaAsparuhovo

  • Area:
    650 m²
  • Type:
    Hotel

For saleEXCLUSIVE

Plot

CODE: 1114

€ 95,000/ € 54.10 per m² /

Varna RegionPriseltsi village

  • Area:
    1756 m²
  • Type:
    Plot

For saleEXCLUSIVE

Plot

CODE: 1108

€ 30,000/ € 60.00 per m² /

Varna RegionOreshak village

  • Area:
    500 m²
  • Type:
    Plot

For sale

Office

CODE: 1095

€ 1,000/ € 12.50 per m² /

VarnaVazrazhdane

  • Area:
    80 m²
  • Type:
    Office

For sale

Office

CODE: 1080

€ 76,280/ € 1,461.30 per m² /

Varna

  • Area:
    52.2 m²
  • Type:
    Office

For sale

Storage room

CODE: 995

€ 39,900/ € 1,287.10 per m² /

VarnaChatalzha

  • Area:
    31 m²
  • Type:
    Storage room
More for sale

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